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Credit Card Debt ReductionMy college debt got to be more than I could handle. I thought bankruptcy was my only option until I came across DebtFirm.com. When I learned that I could settle my debts and gain the debt relief that I needed, I knew this was the solution for me.


Unsecured Debt ConsolidationWe thought our retirement years would be free from stress and sleepless nights. Our cost of living was more than we budgeted and our income was not where we needed it to cover all of our bills. To file bankruptcy at our age was out of the question. Our attorney from DebtFirm.com walked us through our options and provided us the solutions we needed.
Credit Card Debt Reduction
 
Our Advantages

Credit Card Debt ReductionAdvantages Unique to DebtFirm.com

Using the DebtFirm.com’s legal group of licensed attorneys provides several unique advantages over your standard debt settlement company. In many states, debt settlement companies are limited as to how much benefit they can actually provide to the consumer. By utilizing our legal group of licensed attorneys, DebtFirm.com is able to negotiate your debt in the most aggressive manner possible. Right from the start you will have a power house legal team fighting for your rights!
Another key benefit aside from standard regulatory restrictions is that the law office setup provides an air of credibility in negotiations with your creditors. Several creditors have established in-house policy and procedure that dictates zero settlements with settlement companies. However, this policy does not apply to law firms and which allows us to save clients significant amounts of money.
Using a law firm we also have the ability to provide attorney hardship letters for clients at no additional cost. These letters are extremely useful in reducing the settlement percentage with creditors. In fact, several creditors and collection agencies require an attorney letter to settle below their guidelines.
We have been in business since 1993 and are dedicated to helping you eliminate your debt!

Benefits of DebtFirm.com’s Legal Group

Unsecured Debt Consolidation
  • You are retaining an attorney to handle the negotiating of ALL your debts.
  • Many creditors will not deal with anyone except an attorney.
  • Our attorneys deal directly with the creditor’s legal departments, bypassing the $10 per hour collection agents allowing us to negotiate better settlements than any non-attorney program!
  • According to the Fair Debt Collection Protections Act, only an attorney can stop collection calls. The DebtFirm.com’s legal group immediately sends out cease and desist orders certified mail to all collection agencies and creditors stopping them in their tracks!
  • Only an attorney can challenge the validity of a debt. Debts that may be unfair or improperly applied will be challenged and possibly dropped.
  • For clients that cannot afford monthly payments we can extend the term to fit within your budget.
  • Clients in collections or enduring the threat of judgments are represented by a licensed attorney who will fight for your rights on your behalf.
  • Your contract is a legal retainer, not a baseless contract from a non-attorney company hiring stay at home mom's to negotiate on your behalf.
  • DebtFirm.com’s legal group gives you 'Peace of mind' that you're interest are protected!

Debt Relief USADebtFirm.com’s negotiation process has been tested and developed over years of experience by our legal team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise.
Through the established relationships that we have with the creditors and financial institutions, we are able to successfully negotiate the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with DebtFirm.com on behalf of our clients knowing that the settled amount will be paid in a timely manner.
Creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. DebtFirm.com continues to develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offers for our clients. Our attorneys work directly for you!
DebtFirm.com’s Debt settlement is a legitimate way of solving your problem without the need for bankruptcy. Our trained representatives work each case individually to determine your eligibility, and then, if you qualify, they will establish a program that allows repayment of the debt through affordable monthly payments, while ultimately saving your credit. This approach is the most effective way to repaying your debt and lowering the total amount you owe.
Contact Us Now and let us walk you through how to get out of debt fast! A DebtFirm.com representative will contact you to discuss how to get started today.

 


Credit Card Debt Reduction
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